Boat & Watercraft Insurance
Homeowners policies offer little to no coverage once your boat leaves the driveway. A dedicated boat policy covers the hull, the motor, the trailer, and your liability on the water, built around how and where you actually boat.
What it commonly covers
- Physical damage to your boat, motor, and trailer
- Liability for injuries and damage on the water
- Theft, fire, and storm damage in storage
- Fishing gear and on-board equipment options
- Towing on the water
Every policy is different. Actual coverage depends on the carrier and options you choose. We'll walk you through it in plain English.
How Fairhouse helps
Whatever your situation, here are a few of the ways we make it easier:
- Cover pontoons, bass boats, bowriders, and jet skis
- Protect the boat at the marina, on the trailer, and on the water
- Get coverage in place before you pick up a new boat