Landlord Insurance
A regular homeowners policy doesn't cover a tenant-occupied property. Landlord (dwelling fire) policies are built for rentals, covering the structure, your liability as an owner, and the rent you'd lose if the property became unlivable after a covered loss.
What it commonly covers
- The rental structure and attached fixtures
- Owner liability for tenant and guest injuries
- Loss of rental income after a covered loss
- Optional contents coverage for appliances you provide
Every policy is different. Actual coverage depends on the carrier and options you choose. We'll walk you through it in plain English.
How Fairhouse helps
Whatever your situation, here are a few of the ways we make it easier:
- Cover single-family rentals, duplexes, and small multi-family
- Protect the structure, your liability, and lost rent
- Handle properties held in an LLC
- Manage a whole portfolio with one agency